How smoooth shopping works with Klarna.

With Klarna, we offer a variety of payment options, which vary depending on the country of delivery and currency:

Country Payment Options
Norway Direct debit, credit card, pay now, invoice
Finland, Germany Pay now with online banking, direct debit, credit card, pay now, invoice, pay in installments
Denmark, United Kingdom Invoice, credit card, pay in installments
Austria, Sweden, The Netherlands Pay now with online banking, direct debit, credit card, pay now, invoice
Belgium, Czech Republic, Croatia, France, Hungary, Italy, Irlend, Luxembourg, Poland, Slovenia, Slovakia, Spain, Switzerland, Portugal Credit Card

Here’s how it works:
Step 1:
Add all of the desired items to your shopping cart and select “Klarna” as the payment method at the checkout.

Step 2:
Enter the required personal data. After that, you’ll find out immediately whether the payment has been approved.

Step 3:
Klarna will email you your order confirmation and remind you when it’s time to pay.

Smoooth fact:
Once you’ve completed your first purchase with Klarna, you can complete all future purchases with Klarna with just one click.


How to pay with Klarna.

Klarna pay now with online banking
Pay for your purchase straight away – with your card or bank account. We offer you the following options for this:

- Pay now with online banking: When you pay now with online banking via Klarna, you can easily, quickly and securely pay with your online banking details – without any registration, simply smoooth.
- Direct debit: Pay for your orders by direct debit. Just enter your bank details and your bank account will be debited a little later on.
- Credit card: Do you prefer shopping with your card? No problem – simply enter your credit card details as usual and your card will be charged automatically.

Klarna invoice
Buy your new favorite item today and simply pay for it later within 14 or 30 days. This way, you can take another close look at it before you pay for it. And here’s how it works:

- Select “Invoice” as the payment method at the checkout. There you decide whether you want to pay in 14 or 30 days.
- After the purchase, you’ll receive your invoice. You can pay this conveniently via our app or online. By the way, you can also temporarily pause a payment if there’s a problem.
- If you want to return goods, you can easily note your returns in the Klarna app to pause the invoice until the returns are processed. We’ll update your invoice as soon as the goods arrive at the merchant.

- No prior registration is required for Klarna installments. You can choose this payment method directly at the checkout.
- The number of installments available to you for your purchase, as well as the costs and terms and conditions, will be shown at the checkout.
- Our tip: download the Klarna app. This way, you always have complete control and can keep track of your payments.


Klarna app – all of your purchases in one place.

With the Klarna app, you’re the one pulling the strings: you can easily pay or change the payment method if necessary – even after the purchase. You can view your orders, register returns and be reminded of any outstanding invoices at any time. This way, you can always keep track of all your purchases. You can also link your bank account to the app to pay with one click. Simply put: with the Klarna app, you can buy what you want and pay how you want. And if you have any questions: our chat is open. 24/7.
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App Store


About Klarna

Always on the safe side
Klarna’s Buyer Protection Policy applies to purchases with Klarna. Modern safeguards protect your information to prevent unauthorized purchases.

Frequently Asked Questions
More information about Klarna’s payment options can be found here in the FAQs.

About Klarna
Klarna was founded in Stockholm in 2005 with a clear goal: to fundamentally change the payment experience for buyers and merchants. Over the last 15 years, the world around us has changed, yet our mission remains as relevant as never before: to make payments as easy, secure and, above all, smoooth as possible. So that everyone can buy what they want and pay how they want.

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